Ultime pubblicazioni delle autorità di vigilanza finanziaria che riguardano Banche, con tipo, impatto, date e verifiche da considerare.
Ultime pubblicazioni
Banco Central do Brasil · Comunicato · · Medio
BC - Comunicado N° 46.246 de 06/11/2026
The Banco Central do Brasil published Comunicado No. 46.246 of 6 November 2026 setting out conditions for repurchase agreement (compromissada) operations with financial institutions participating in the Ofpub module. The source text does not provide the detailed conditions, which would need to be read in the full communiqué.
Verifiche da considerare
Check whether your institution participates in the Ofpub module and would be affected by the repo conditions.
Review the full text of Comunicado No. 46.246 to confirm the specific conditions.
Banco Central do Brasil · Comunicato · · Informazione
BC - Comunicado N° 46.245 de 06/11/2026
The Banco Central do Brasil published Communiqué No. 46.245 setting out the conditions of a public offer for swap operations to roll over the maturity of 01/12/2026. The publication is addressed to market participants in these operations, and the feed and page text do not include the full conditions.
Date nel testo: 2026-12-01 Maturity date of the swap operations covered by the public offer (rollover target)
The FSA published the results of the public comment on proposed amendments to its comprehensive supervisory guidelines for major banks and related guidelines for small and regional banks, cooperative financial institutions, fishing cooperative credit business, and financial service intermediaries. The amendments clarify measures to prevent user misunderstanding for services provided by banks with other businesses via APIs, and whether acts by other businesses qualify as banking agency (intermediation). The amended guidelines apply from the publication date, 6 November 2026.
Date nel testo: 2026-11-06 Amended supervisory guidelines apply from this date
Verifiche da considerare
Check whether services offered with other businesses via API arrangements have measures in place to prevent user misunderstanding, as required by the amended guidelines.
Review whether acts of other businesses in such arrangements may constitute banking agency (intermediation) under the amended text.
Review the relevant redline comparison annexes for the guideline sections applicable to your licence category.
The FCA, DWP and The Pensions Regulator published a joint Discussion Paper seeking views on proposals for a Guided Retirement framework in contract-based and trust-based workplace pension schemes. It concerns firms operating contract-based workplace pensions, trustees and sponsors, pension service providers and other stakeholders, and it proposes building on the COBS 9B targeted support conduct framework for contract-based providers.
Date nel testo: 2026-11-03 Discussion Paper opens · 2026-12-22 Deadline for submitting consultation responses
Verifiche da considerare
Review the Discussion Paper proposals on Guided Retirement and assess their potential relevance to contract-based workplace pension offerings.
Consider whether to submit a consultation response by the stated deadline.
ESMA aggiorna il proprio manuale sulla trasparenza con nuove linee guida per i derivati OTC e il regime del tick-size
L'ESMA ha aggiornato il proprio manuale sulla trasparenza post-negoziazione ai sensi di MiFID II/MiFIR. L'aggiornamento introduce linee guida sull'identificazione dei derivati OTC soggetti agli obblighi di trasparenza, sulla fornitura di dati di riferimento identificativi per i derivati OTC e sul regime del tick-size, incluse domande e risposte (Q&A) e raccomandazioni su quando le sedi di negoziazione e le autorità nazionali competenti possono intervenire. Il testo precisa che il manuale aggiornato è una bozza fino all'entrata in vigore dei relativi RTS 2 e dell'RTS sui dati di input/output del CTP.
Verifiche da considerare
Verificare se i derivati OTC della società sono soggetti agli obblighi di trasparenza alla luce delle linee guida aggiornate sull'identificazione.
Esaminare le modalità di fornitura dei dati di riferimento identificativi per i derivati OTC ai fini della segnalazione in materia di trasparenza, tenendo presente che il manuale è una bozza fino all'entrata in vigore degli RTS correlati.
Esaminare le Q&A sul tick-size e le raccomandazioni sull'intervento delle sedi di negoziazione e delle autorità nazionali competenti, ove pertinenti rispetto all'attività di negoziazione della società.
The FCA published its third wholesale banks supervision insights note, summarising findings from supervisory work, risks observed and internal audit findings. It covers data ingestion and communications surveillance weaknesses, asset inventory control failures, algorithmic trading control defects, a data loss prevention evasion case, and operational resilience self-assessment expectations. It is aimed at wholesale banks and other wholesale market participants.
Verifiche da considerare
Check whether data ingestion controls are tested for design and operating effectiveness and whether data lineage from source to consumption is tracked, including completeness checks.
Review whether pre-implementation testing of algorithmic trading changes considers interactions across the full trading process, including fill notifications and order management components.
Review whether impact tolerances for important business services consider market harm to trading, settlement and client activity, and whether T+1 settlement effects are reflected in scenario testing.
CP26/37: Senior Managers and Certification Regime (SM&CR) Review: Phase 2
The FCA consults on the second phase of its review of the Senior Managers and Certification Regime (SM&CR), proposing to streamline senior manager applications, reduce the number of firms in the Enhanced regime, remove the Certification Regime and simplify Conduct Rule training and breach reporting thresholds. It applies to all firms in scope of the SM&CR, including third-country branches, and to cryptoasset firms expected to come into scope.
Date nel testo: 2026-10-22 Consultation opens · 2027-01-22 Deadline to send comments on CP26/37 · 2027-06-30 Expected publication of final rules in a Policy Statement in the first half of 2027
Verifiche da considerare
Check whether any of your current SMF roles would be affected by the proposed removal or notification changes.
Review the proposed changes to Statements of Responsibilities, Management Responsibilities Maps, Conduct Rule training and breach reporting thresholds against your current processes.
Consider whether your firm would be affected by the proposed change to Enhanced regime thresholds, and whether to respond by 22 January 2027.
The FCA consults on Primary Market Bulletin 67 (GC26/8), proposing amendments to technical notes 602.5 and 605.5 to reflect updated Prospectus Rules, revocation of technical note UKLA/TN/103.1 following the UK Listing Rules, and revocation of procedural note Primary Market/PN/902.4 as it duplicates information on the FCA website. Comments are requested by 9 December 2026.
Date nel testo: 2026-12-09 Deadline for comments on the consultation proposals to primarymarketbulletin@fca.org.uk
Verifiche da considerare
Review whether your prospectus or admission-to-trading work relies on technical notes 602.5, 605.5, UKLA/TN/103.1 or Primary Market/PN/902.4.
Consider whether to submit comments on the proposals by 9 December 2026.
FCA sets expectations for firms making car finance settlement offers
The FCA published expectations for lenders that want to make settlement offers to customers owed compensation under the motor finance compensation scheme while legal challenges continue, alongside survey research on consumer preferences. The publication concerns lenders in the car finance market, including Barclays Partner Finance, which has confirmed it will make settlement offers to some customers.
Date nel testo: 2027-02-16 Start of legal challenges to the motor finance compensation scheme (hearing period 16 February to 3 March 2027) · 2027-03-03 End of legal challenges hearing period for the motor finance compensation scheme
Verifiche da considerare
Check whether any settlement offer would be no less than the amount payable under the motor finance compensation scheme.
Review how the offer explains that accepting means keeping the money received and cannot be reopened later, and that the offer cannot be referred to the Financial Ombudsman Service.
Check whether the FCA factsheet is shared with customers and whether the FCA is notified before any offers are made.
The FCA published findings from its consumer finance supervisory work on how firms assess, evidence and monitor fair value under the Consumer Duty, highlighting good practice and areas for improvement under the price and value outcome in PRIN 2A.4 and chapter 7 of guidance FG22/5. It also shares observations on communicating fees and charges and preventing foreseeable harm from repeat or cumulative charges. The publication states that its examples do not create new requirements, and it is of interest mainly to consumer finance firms subject to the Consumer Duty.
Verifiche da considerare
Check whether fair value assessments include all financial and non-financial costs, such as consumers' time and effort, alongside expected benefits.
Review whether fair value conclusions are supported by sufficient evidence, management information and customer outcome data, including for customer groups with characteristics of vulnerability.
Review how fees and charges are communicated and whether controls such as limits on repeat or cumulative charges are monitored for effectiveness.